Frequently Asked Questions

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Getting Started

Yes. Unverified accounts can send up to 999 CAD. Verified accounts can send up to 2,980 CAD per day. Your current sending limit can be viewed under My Account > Account Information. If you are transferring an amount over your sending limit, you must provide a valid form of identification. You can do this in My Account > Account information > Increase Limit or contact us at support@ott.ca.
Our current exchange rates is available for you to view before you start a transaction in the Send Money page.
OTT Remit offers money transfers to many countries including Philippines,China, Hong Kong (China), India, Mexico, etc. You can view the list of receiving countries in the Send Money page.
OTT operates the business in accordance with applicable laws/rules, including client identity reverification requirements. With a client identification document provided, we can verify that people sending money are who they say they are. Identity verification of funds sender and receiver is a very important step for us to ensure funds are transferred correctly as requested. Transactions cannot be processed or will be delayed if identity is not verified as required.

Money Transfer

You can fund your money transfer via Interac E-Transfer. Login to your personal online banking, make an Interac E-Transfer to ottremit@ott.ca, and include the transaction message code.

Please make sure that you send the correct Interac E-Transfer fund as underpaid/overpaid amount will result in delays in processing of your transaction.

Complete information of your transaction can be found in your e-mail or in the app.

Your recipient can get your money transfer through Bank Deposit, Cash Pickup, and E-Wallet (GCash, Weixin, etc.)
Sign in your profile to check your money transfer status by clicking History.
To cancel a transaction, please contact us as soon as possible. In case a transaction has been processed/paid out, a cancellation for refund may not be made.
Incorrect recipient name and phone number will cause the remittance to fail, and the recipient cannot collect the payment from this transaction. You will get a notification while your transaction cannot be processed, and you will be requested to update your recipient information.

Managing Your Account

Please contact us at support@ott.ca. Note that the personal information on your account must be the same that appears on your government issued ID document.
If you wish to close your account, please contact us at support@ott.ca.

Transfers with Weixin

Incorrect recipient name and phone number will cause the remittance to fail, and the recipient cannot collect the payment from this transaction. You will get a notification while your transaction cannot be processed, and you will be requested to update your recipient information.
Only available to senders aged between 18-75 years old.
  • They are a Chinese citizen with a National ID card.
  • They have signed up for a Weixin account using a Chinese phone number.
  • They have authorized a bank card to receive money with Weixin

After the recipient completes the account binding settings and signs the Kinship Commitment letter (if it is a Family Support payment), funds are expected to arrive within 20 minutes. If there are exceptional circumstances, it could take 1-3 days for the funds to arrive, and relevant notification will be displayed on the remittance page, please wait patiently.

The recipient might be asked to sign a Kinship Commitment letter on WeChat.

According to the requirements of the cooperative banks in Mainland China, the recipient must declare the specific kinship when receiving the “Family Support” payment from overseas relatives. Select the kinship on Weixin through the SMS link and complete the electronic signature to receive the payment.

According to the relevant regulations, the limit of receiving 10 remittance transactions per month is in line with the remittance purpose of “Family Support” and “Salary”

The recipient can open WeRemit mini-app in Weixin to check the status of the transaction and select Customer Service to find specific solutions.

Information Security/Privacy

OTT prioritizes the privacy and security of our clients’ information. For detailed information, please refer to our Privacy Policy.

The identity document (ID) must have been issued by a federal, provincial, territorial or state government authority and must be valid (not expired). To be considered an acceptable ID in Canada, the valid identity document must include a name, date of birth, photo, and signature.

Here are some examples of valid Canadian government-issued identification documents:

  • Passport (or equivalent foreign passport)
  • Canadian provincial or territorial driver’s licence

  • Canadian provincial or territorial government identification card or photo card

  • Canadian citizenship card with photo

  • Canadian permanent resident card with signature

Certain ID documents have no address information. In such case, a current proof of address will be required, including a letter or document from a government (federal, provincial, territorial etc.), or a statement from a financial institution (bank account, credit card, mortgage contract), or utility bill etc., while a post office box address is not acceptable.

In addition to a valid driver’s license or photo card that can be a proof of your residence, below are some examples of acceptable proof of address documents, which must confirm both your full name and your address printed on it and with a date issued/printed currently within last 3 months:

  • Letter from the government (e.g. CRA)
  • Property tax receipt

  • Bank statement (e.g. credit card, mortgage)

  • Utility bill (e.g. electricity/gas/water, phone)

  • College enrolment papers (if student)

  • Other statement, contract, or agreement etc.

Invite-A-Friend

Our program rewards you whenever you invite a friend who successfully signs up and sends money through OTT for the first time. The more people you invite, the more you earn. For related details, please contact our client service representative.