Top Methods
How to Send Money Internationally
8 December 2025
Learn the top ways to send money internationally and why remittance apps like OTT Remit offer faster, cheaper, and more secure global transfers.
In today’s global world, sending money across borders has become part of everyday life — whether you’re supporting family abroad, paying for international services, or managing global business transactions. Thankfully, there are now more options than ever to send money internationally. But which method is best for you? Let’s explore the top ways to send money abroad, their pros and cons, and why remittances apps like OTT Remit have become the go-to choice for millions of users.
1. Traditional Bank Transfers
How it works:
You can send money internationally directly from you local bank account to an international one using wire transfers (like SWIFT).
Pros:
- Familiar and easy to initiate from your existing bank.
- Suitable for large transactions.
- Backed by strong banking regulations.
Cons:
- High transfer fees and poor exchange rates.
- Transfers can take 3-7 business days.
- Hidden intermediary bank charges may reduce the amount received.
Best for: Business transfers or large, infrequent international payments.
2. Money Transfer Services (Western Union, MoneyGram, etc.)
How it works:
You visit a local agent location or use an online platform to send cash that can be picked up abroad.
Pros:
- Wide global reach — especially in countries with limited banking access.
- Recipient doesn’t need a bank account.
Cons:
- Higher service fees for cash-pickups.
- Exchange rate margins can be steep.
- Less convenient compared to app-based solutions.
Best for: Sending money to unbanked areas or urgent cash pick-ups.
3. Online Payment Platforms (PayPal, Wise, Revolut, etc.)
How it works:
You can transfer money digitally using your account balance, debit card, or bank account.
Pros:
- Fast and fully online.
- Transparent fees (especially with Wise).
- Integrated with other online payment tools.
Cons:
- Not always the cheapest option.
- Both sender and receiver need accounts on the same platform.
- Some countries and currencies are not supported.
Best for: Frequent online transactions or payments to friends abroad.
4. Remittance Apps (Like OTT Remit)
How it works:
Remittance apps are purpose-built for sending money internationally — quickly, securely, and affordably. OTT Remit, for example, allows users in Canada to send money internationally to loved ones around the world within minutes.
Pros:
- Low fees — Much cheaper than banks and traditional money transfer agents.
- Competitive exchange rates — Get more value for your dollar.
- Speed — Many transfers arrive within minutes.
- Convenience — Send money anytime, anywhere from your smartphone.
- Security — Licensed, regulated, and encrypted for your protection.
Cons:
- Requires an internet connection.
- Availability may vary depending on the destination country.
Best for: Everyday remittances — fast, easy, and affordable money transfers to family and friends abroad.
Tips for Sending Money Internationally Safely and Securely
- Always use trusted providers — Check that the platform is regulated and licensed (like OTT Remit).
- Compare exchange ratees and fess before confirming your transfer.
- Verify recipient details carefully to avoid delays or losses.
- Avoid public Wi-Fi when making transactions online.
- Keep records of your transactions for reference.
Why Remittance Apps are the Best Option
When it comes to balancing cost, speed, and convenience, remittance apps are hard to beat. Platforms like OTT Remit are designed specifically for people who regularly send money overseas — making the process simpler, faster, and more affordable than traditional methods.
With transparent pricing, no hidden fees, and secure digital technology, OTT Remit ensures your loved ones receive more of what you send, safely and quickly.
Final Thoughts
Sending money internationally doesn’t have to be complicated or costly. While banks and legacy services still play their part, remittance apps like OTT Remit represent the modern, efficient way to move money across borders. Whether you’re supporting family or paying bills abroad, make your next transfer smarter, faster, and safer with OTT Remit.
Ready to send money abroad? Start with OTT Remit today!
Disclaimer: The views and opinions expressed by the authors in this publication are their own and do not necessarily reflect the views of OTT Remit, OTT Financial Inc., and the OTT Group of Companies. This publication is provided for general information purposes only and should not be considered as exhaustive or comprehensive in covering all aspects of the discussed topics. It is not intended to replace seeking advice from a specialist or professional.
How To Send Money with OTT Remit
Follow three simple steps to send money quickly and securely to loved ones anywhere in the world.
Sign up for an account
Enter your name and phone number to create an account with OTT Remit.
Enter money transfer details
Choose your destination country and select one of three remittance methods: Cash Pickup, Mobile Wallet, or Bank Deposit. Enter your recipient's information.
Pay for your transfer
Complete your remittance by making an INTERAC e-Transfer. It's that easy!
